I must respectfully disagree with John Hughs. Always get a used car inspected before purchase. Never rely on a dealer warranty to take care of any issues. If there is a problem, you could be without your car for months. Also, if the car has a problem that is found at inspection, that problem affects the value of the vehicle. If youndo not know about it, you will overpay.

As far as financing is concerned, take the best deal, but make sure you read the financing contract and understand all of the details. On used cars, it is very rare to get a better deal from a dealer than you get from a credit union, because the dealer will typically tale a markup over what a financial institution will charge. Sometimes a dealer will be able to offer a better deal on financing on a new car because of special financing programs through the manufacturer.